Before joining MATI’s East Jerusalem Financial Literacy Program, Tasneem was living paycheck to paycheck and had to borrow money to cover her expenses toward the end of each month. Through the program, she changed her financial reality, and found herself with enough money at the end of the month to cover the next month’s expenses! Our course showed her the difference between needs and desires, and encouraged her to spend less money on eating out. Tasneem says: “This program didn’t just teach me how to manage my money—it changed the way I think! I am now fully aware of every financial decision I make.”

Abd Shwieki’s income dropped by over 75% during the COVID pandemic but credit card companies encouraged him to keep spending. He became trapped by debt and struggled to balance his household expenses. MATI’s Financial Literacy Course showed him how to prioritize his expenses, plan a family budget, and avoid taking on more debt. He identified hidden expenses, took control of his finances, and managed to repay all his credit card debt. Abd has been debt-free for over a year and says: "I sincerely thank MATI and the course trainer. This course made a real difference in my life. Without it, I would still be struggling with debt today.